PHP Agency is not a pyramid scheme by carefully structure the business to comply with the FTC regulations.Īccording to the FTC, MLMs are pyramid schemes unless they offer real goods or services. Now you know why over 99% of agents make no money. The agency has little interested in helping you build a successful business. So, PHP Agency adopts the MLM model to sell life insurances. ![]() New agents are asked to promote insurance products to friends and families even before they are licensed by the government to sell life insurances. The PHP Agency MLM recruiting events are sale events, using the home-based business opportunity to find new customers. New agents are expected to purchase a life insurance policy from PHP if they want to join the MLM opportunity. PH Agency uses multilevel marketing (MLM) to sell products to agents. However, PHP Agency decides to adopt the MLM model to promote and sell life insurances. It’s safe to say that PHP Agency life insurance products are legit. These companies include NLG, ANICO, AIG, Mutual of Omaha, Foresters, Global Atlantic, and many others. PHP partners with leading life insurance companies to offer insurance products to clients. ![]() PHP Agency sells the following life insurance products: The agency uses life insurance products as part of financial planning services focusing on asset protection. PHP Agency’s target market is middle-class incomes. Term and Permanent Life Insurances, and.PHP sells two types of financial products: It’s important to discuss the quality of the products in this PHP Agency review to help you choose the right one. PHP Agency ProductsĪs an agent, you are expected to purchase PHP Agency products. Recruiting events are organized to sell MLM products because new agents are expected to purchase an insurance policy upon joining the team.īlock-You can use My Writing Business to make a comparison. PHP Agency agents make money selling financial products and building a team. This company is based in Addison, Texas.Īt the time of conducting this PHP Agency review, the company estimated annual revenue is $13 billion with over 14,000 registered agents. PHP Agency was launched in 2009 by Patrick Bet-David. The company uses the MLM business model to recruit and offer agents the dream of business ownership. PHP Agency is a financial services company selling term and permanent insurances, debt settlements, 401k rollovers, and more. NO FACE-2-FACE SALE – NO RECRUIT – JUST PASSIVE INCOMEĬHECK OUT THIS #1 HOME-BASED BUSINESS What Is PHP Agency? If you hate sales and recruits, PHP Agency MLM is not for you.You are not a work-from-home with this business opportunity. This business requires traveling to sell insurance and recruit new agents.PHP Agency expects every agent to purchase a life insurance policy with the company.PHP Agency pays a low commission rate compared to other insurance agencies.The home-based business opportunity is structured using an MLM model. ![]()
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